These terms are often used interchangeably, but they can mean different things. A financial planner typically focuses on building a comprehensive plan covering retirement, taxes, insurance, and estate goals. A wealth manager generally works with higher-net-worth clients and integrates investment management with broader financial planning. A financial advisor is a broad term that can describe any of these roles. At J. Martin Wealth Management, we provide financial planning, investment guidance, retirement income planning, and tax strategies — serving as a single point of guidance for your overall financial picture.